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Ðresidence€and€family€size,€in€some€cases,€creditors€have€the€right€to€file€a€motion€requesting€that€the€court€dismiss€yourÐ ¡9" Ðcase€under€ðð€707(b)€of€the€Code.€€It€is€up€to€the€court€to€decide€whether€the€case€should€be€dismissed.Ô#†&”²%%&£Þ! #ÔÔ‡&£Þ%%&”²ÔÐ u # Ðà 8 à2.€Under€chapter€7,€you€may€claim€certain€of€your€property€as€exempt€under€governing€law.€€A€trustee€may€haveÐ I á$ Ðthe€right€to€take€possession€of€and€sell€the€remaining€property€that€is€not€exempt€and€use€the€sale€proceeds€to€pay€yourÐ !µ% Ðcreditors.Ô#†&”²%%&£Þ#ÔÔ‡&£Þ%%&”²ÔÐ ñ!‰ & Ðà 8 à3.€The€purpose€of€filing€a€chapter€7€case€is€to€obtain€a€discharge€of€your€existing€debts.€If,€however,€you€are€foundÐ Å"]!' Ðto€have€committed€certain€kinds€of€improper€conduct€described€in€the€Bankruptcy€Code,€the€court€may€deny€yourÐ ™#1"( Ðdischarge€and,€if€it€does,€the€purpose€for€which€you€filed€the€bankruptcy€petition€will€be€defeated.Ð m$#) Ðà 8 à4.€Even€if€you€receive€a€general€discharge,€some€particular€debts€are€not€discharged€under€the€law.€Therefore,€youÐ A%Ù#* Ðmay€still€be€responsible€for€most€taxes€and€student€loans;€debts€incurred€to€pay€nondischargeable€taxes;€domestic€supportÐ &­$+ Ðand€property€settlement€obligations;€most€fines,€penalties,€forfeitures,€and€criminal€restitution€obligations;€certain€debtsÐ é&%, Ðwhich€are€not€properly€listed€in€your€bankruptcy€papers;€and€debts€for€death€or€personal€injury€caused€by€operating€aÐ ½'U&- Ðmotor€vehicle,€vessel,€or€aircraft€while€intoxicated€from€alcohol€or€drugs.€€Also,€if€a€creditor€can€prove€that€a€debt€aroseÐ ‘()'. Ðfrom€fraud,€breach€of€fiduciary€duty,€or€theft,€or€from€a€willful€and€malicious€injury,€the€bankruptcy€court€may€determineÐ e)ý'/ Ðthat€the€debt€is€not€discharged.€Ð 9*Ñ(0 ÐÔ#†&”²%%&£Þš#ÔÔ‡&£Þ%%&”²Ôò òòòÌà 8 àChapter€13óó:€€Repayment€of€All€or€Part€of€the€Debts€of€an€Individual€with€Regular€Income€($235€filing€fee,€$39Ð ä+|*2 Ðadministrative€fee:€Total€fee€$274)ó óÐ »,S+3 Ðà 8 à1.€Chapter€13€is€designed€for€individuals€with€regular€income€who€would€like€to€pay€all€or€part€of€Ð ’-*,4 Ðtheir€debts€in€installments€over€a€period€of€time.€€You€are€only€eligible€for€chapter€13€if€your€debts€do€not€exceed€certainÐ f.þ,5 Ðâ âdollar€amounts€set€forth€in€the€Bankruptcy€Code.Ð :/Ò-6 ÐÖ€)ÿÿÖà 8 à2.€Under€chapter€13,€you€must€file€with€the€court€€a€plan€Ô#†&”²%%&£Þ#ÔÔ‡&£Þ%%&”²Ôto€repay€your€creditors€all€or€part€of€the€money€that€youÐ  Ðowe€them,€using€your€future€earnings.€The€period€allowed€by€the€court€to€repay€your€debts€may€be€three€years€or€fiveÐ íÔ Ðyears,€depending€upon€your€income€and€other€factors.€Ô#†&”²%%&£Þè#ÔÔ‡&£Þ%%&”²Ô€The€court€must€approve€your€plan€before€it€can€take€effect.Ð Á¨ Ðà 8 à3.€After€completing€the€payments€under€your€plan,€your€debts€are€generally€discharged€except€for€domesticÐ •| Ðsupport€obligations;€most€student€loans;€certain€taxes;€most€criminal€fines€and€restitution€obligations;€certain€debts€whichÐ iP Ðare€not€properly€listed€in€your€bankruptcy€papers;€certain€debts€for€acts€that€caused€death€or€personal€injury;€and€certainÐ =$ Ðlong€term€secured€obligations.Ð ø ÐÌò òà 8 àòòChapter€11óó:€€Reorganization€($1000€filing€fee,€$39€administrative€fee:€Total€fee€$1039)ó óÐ ¹   Ðà 8 àChapter€11€is€designed€for€the€reorganization€of€a€business€but€is€also€available€to€consumer€debtors.€ItsÐ  w  Ðprovisions€are€quite€complicated,€and€any€decision€by€an€individual€to€file€a€chapter€11€petition€should€be€reviewed€withÐ d K  Ðan€attorney.Ð 8   Ðò òÌà 8 àòòChapter€12óó:€€Family€Farmer€or€Fisherman€($200€filing€fee,€$39€administrative€fee:€Total€fee€$239)ó óÐ ã Ê  Ðà 8 àChapter€12€is€designed€to€permit€family€farmers€and€fishermen€to€repay€their€debts€over€a€period€of€time€fromÐ º¡  Ðfuture€earnings€and€is€similar€to€chapter€13.€The€eligibility€requirements€are€restrictive,€limiting€its€use€to€those€whoseÐ Žu  Ðincome€arises€primarily€from€a€family„owned€farm€or€commercial€fishing€operation.Ô#†&”²%%&£Þ6#ÔÔ‡ &”²%%&”²Ôò òÐ bI  ÐÌÔ#†&”²%% &”²d"#ÔÒÂàÒ3.€€òòBankruptcy€Crimes€and€Availability€of€Bankruptcy€Papers€to€Law€Enforcement€Officialsóóó óÐ  ô ÐÌà  àA€person€who€knowingly€and€fraudulently€conceals€assets€or€makes€a€false€oath€or€statement€under€penalty€ofÐ ¸Ÿ Ðperjury,€either€orally€or€in€writing,€in€connection€with€a€bankruptcy€case€is€subject€to€a€fine,€imprisonment,€or€both.€€AllÐ Œs Ðinformation€supplied€by€a€debtor€in€connection€with€a€bankruptcy€case€is€subject€to€examination€by€the€Attorney€GeneralÐ `G Ðacting€through€the€Office€of€the€United€States€Trustee,€the€Office€of€the€United€States€Attorney,€and€other€components€andÐ 4 Ðemployees€of€the€Department€of€Justice.Ð ï Ðà  àà r àà Ê àà " àà z àà Ò àà * àà ‚ àà Ú àà 2 àÌò òWARNING:ó ó€Section€521(a)(1)€of€the€Bankruptcy€Code€requires€that€you€promptly€file€detailed€information€regarding€yourÐ °— Ðcreditors,€assets,€liabilities,€income,€expenses€and€general€financial€condition.€€Your€bankruptcy€case€may€be€dismissed€if€thisÐ ˆo Ðinformation€is€not€filed€with€the€court€within€the€time€deadlines€set€by€the€Bankruptcy€Code,€the€Bankruptcy€Rules,€and€theÐ \C Ðlocal€rules€of€the€court.ò òó óÐ 0 ÐÌò òÓ  ÓCertificate€of€[Non„Attorney]€Bankruptcy€Petition€Prepareró óÐ Ø¿ ÐÓ(ÓÔ‡ôIò%&”²Ôà  àI,€the€[non„attorney]€bankruptcy€petition€preparer€signing€the€debtorððs€petition,€hereby€certify€that€I€delivered€to€the€debtor€thisÐ ¯–  Ðnotice€required€by€ðð€342(b)€of€the€Bankruptcy€Code.Ô#†&”²%òôIŒ(#ÔÐ pW! Ð________________________________________à0 * àà0‚*Ë%*Ë%àà0Ú‚Ë%‚Ë%à___________________________________Ð1"ÚË%ÚË% ÐÔ‡ôIò%&”²ÔPrinted€name€and€title,€if€any,€of€Bankruptcy€Petition€PreparerÔ#†&”²%òôI_*#Ôà0 * àà0‚*Ë%*Ë%àÔ‡ôIò%&”²Ôà0Ú‚Ë%‚Ë%àSocial€Security€number€(If€the€bankruptcy€petitionÐ ì#ÚË%ÚË% Ðà  àà r àà Ê àà " àà z àà Ò àà * àà ‚ àà0 Ú àpreparer€is€not€an€individual,€state€the€Social€Security€Ô#†&”²%òôI+#ÔÔ‡ôIò%&”²ÔÐÆ ­$ÚË%ÚË% ÐAddress:à0 r àà0ÊrË%rË%àà0" ÊË%ÊË%àà0z " Ë%" Ë%àà0Òz Ë%z Ë%àà0*ÒË%ÒË%àà0‚*Ë%*Ë%àà0Ú‚Ë%‚Ë%ànumber€of€the€officer,€principal,€responsible€person,€orà @% àà @% àà @% àà @% àà @% àà @% àà @% àà @% àà @% à€Ô#†&”²%òôIL,#ÔÔ‡ôIò%&”²ÔЇ!n%ÚË%ÚË% Ð________________________________________à0 Ò àà * àà ‚ àà Ú àpartner€of€the€bankruptcy€petition€preparer.)€€(RequiredÔ#†&”²%òôIò-#ÔÔ‡ôIò%&”²ÔÐH"/&ÒË%ÒË% Ðà  àà r àà Ê àà " àà z àà Ò àà0 * àà0‚*Ë%*Ë%àà0Ú‚Ë%‚Ë%àby€11€U.S.C.€ðð€110.)Ô#†&”²%òôIã.#ÔÔ‡ôIò%&”²ÔÐ #ð'ÚË%ÚË% ÐX_______________________________________à0 Ò àà0*ÒË%ÒË%àà0‚*Ë%*Ë%àà0Ú‚Ë%‚Ë%àÐÊ#± (ÚË%ÚË% ÐSignature€of€Bankruptcy€Petition€Preparer€or€officer,Ð ‹$r!) Ðprincipal,€responsible€person,€or€partner€whose€SocialÐ L%3"* ÐSecurity€number€is€provided€above.Ð  &ô"+ ÐÔ#†&”²%òôI×/#ÔÌò òÓ  ÓCertificate€of€the€Debtoró óÐ ¢'‰$- ÐÓ—1ÓÔ‡ôIò%&”²Ôà  àI€(We),€the€debtor(s),€affirm€that€I€(we)€have€received€and€read€this€notice.Ð y(`%. ÐÌ_________________________________________à0 Ò àà0*ÒË%ÒË%àà0‚*Ë%*Ë%àX___________________________________Ðû)â&0‚Ë%‚Ë% ÐPrinted€Name(s)€of€Debtor(s)à0 " àà0z " Ë%" Ë%àà0Òz Ë%z Ë%àà0*ÒË%ÒË%àà0‚*Ë%*Ë%àSignature€of€Debtorà0Š‚Ë%‚Ë%àà0âŠË%ŠË%àDateм*£'1âË%âË% ÐÌCase€No.€(if€known)€____________________à0 Ò àà0*ÒË%ÒË%àà0‚*Ë%*Ë%àX___________________________________Ð>,%)3‚Ë%‚Ë% Ðà  àà r àà Ê àà " àà z àà Ò àà * àà ‚ àSignature€of€Joint€Debtor€(if€any)à0 â àDateÐÿ,æ)4âË%âË% ÐÔ#†&”²%òôIä1#Ôâ â