WPC76 _kt ,19),~dy4sW;jt@5-}$qHG.0g kGnr{P^%J P>np;ZDJh{p`w9%g6kyVfIW|;Pkaj| j}Zt%7Ggs]-KMe{aXg6T? \K$>!O&6Z`qMw(z?ko\-ae9@=_J| DU8HAz-U7)ABEՄmL6{cz; xPh?xa@:c# .G*Gs#JUN %a 0:g 1 U N( 0cv , 1u 72z ^ w 4 1 0wW 1Ud mf} 0$:Pf 0u 1 1]E 0U 0Q 04 0 0 0j 0# 0 0 0* 1 1R 0 0 0D_ 0 0t 0' 0 0{ 0Y 0u 0! 0! 02" 0" 0# 0r$ 0% 0% 0^& 1& 0' 0(( 72"-"-NT-V-V-V-V-V-l-l- 0N-Q- 0r!/!/!/!/!/!/!/!/ 0D///// B0 1_00000000000 0S1 01 0}2 013 03 044 1u5Lexmark W820,,,,,,0(9 Z6Times New Roman RegularX($USUS., gCEKQW]cioAutoList1I.I.A.I.I.I.I.I.(9 Z6Times New Roman Regular(;3$2#  0  .3  0   BKBankrWa3#37=CIQYag1.a.i.(1)(a)(i)1)a) i)Δ8  SQ77<3  E-CEKQW]cioAutoList2IIA.IIIIIIIIIIII(O;$0  2#  a  .3  0` (#(#0UhCEKQW]cioAutoList31.1.1.1.1.1.1.1.3|x]U   <,):WP_Hyperlink      `   e   e  'USUS.,&o%XX  _` ` @ FEDERALRULESOFBANKRUPTCYPROCEDURE(M2$ !USUS.,  &%XX     `    (CEKQW]cioAutoList7A.A.A.A.A.A.A.A.(hCEKQW]cioAutoList8IIIIIIIIIIIIIIII   *+ (_2623  ..*G+G (_25   /%` ` hp x /23  ../%` ` hp x /   *8+8 (_24  ," hp x ,23  ..," hp x ,  0AA.Normal  5+ ` hp x 55+ ` hp x 5  *5+5 (_23 ` ) hp x )23  ..) hp x ) ` *2+2 (_22  &hhp x &23  ..&hhp x &  */+/ (_21  #p x #23  ..#p x #  *,+, (_20 h  p x 23  .. p x h *)+) (_19  pp x 23  ..pp x   *&+& (_18   x 23  .. x   (%EGMSY_ekqAutoList151.1.1.1.1.1.1.1.(EEGOW_gowAutoList16(a)(a)(a)(a)(a)(a)(a)(a)*AA (_17  5+ ` hp x 523  Ԁ5+ ` hp x 5  (x2$ !USUS.,    ` ` XX  0  (#$  0  *GG (_16   /%` ` hp x /23  Ԁ/%` ` hp x /   *88 (_15  ," hp x ,23  Ԁ," hp x ,  *55 (_14 ` ) hp x )23  Ԁ) hp x ) ` *22 (_13  &hhp x &23  Ԁ&hhp x &  *// (_12  #p x #23  Ԁ#p x #  64Hyperlink    *,, (_11 h  p x 23  Ԁ p x h *)) (_10  pp x 23  Ԁpp x   (&& &_9   x 23  Ԁ x   (AA &_8  5+ ` hp x 523  5+ ` hp x 5  (GG &_7   /%` ` hp x /23  /%` ` hp x /   (88 &_6  ," hp x ,23  ," hp x ,  (55 &_5 ` ) hp x )23  ) hp x ) ` (22 &_4  &hhp x &23  &hhp x &  (// &_3  #p x #23  #p x #  (,, &_2 h  p x 23   p x h 0!EGOW_gowAutoList25(A)(A)(A)(1)(A)(A)(A)(A)()) &_1  pp x 23  pp x   &&& $_   x 23   x    w 0$USUS.,  ` ` 8XX  **    _Inaddition,theAdvisoryCommitteeonBankruptcyRuleshasrecommended `  approvalofaproposedamendmenttoRule7052onpage98aspartofthetime $  computationproject,whichalsowouldtakeeffectonDecember1,2009,ifthe   JudicialConferenceandtheSupremeCourtapproveandifCongresstakesnoaction  L tothecontrary.Theruleasamendedprovidesthat: Rule52F.R.Civ.P.applies p  inadversaryproceedings,exceptthatanymotionundersubdivision(b)ofthatrule 4  foramendedoradditionalfindingsshallbefilednolaterthan14daysafterentryof   judgment.Intheseproceedings,thereferenceinRule52F.R.Civ.P.totheentry \ ofjudgmentunderRule58F.R.Civ.P.shallbereadasareferencetotheentryof   ajudgmentororderunderRule5003(a). D  `Z       ` (O$ G 0$USUS.,  ` ` 8XX  *    _IncorporatesamendmentsapprovedbytheSupremeCourtthatareduetotake `  effectonDecember1,2008,ifCongresstakesnoactiontothecontrary.(J2$ !USUS.,  ` ` (F$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#0(#(#0p(#(#2#     )3  0p(#p(#  dklmnops237;?CGKOS-*+x(b$0  0` (#(#2#   .3  0 ` (#` (#(xir$0  0` (#(#0 ` (#` (#2#(  0  )3  0 (# (#($0  0` (#(#0 ` (#` (#0 (# (#2#(  a  )3  0h(#(#(F$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#2#(   )3  0h(#h(#($0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#2#  0  )3  0(#(#({$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#0(#(#2#  a  )3  0p(#(#klmnopx3MQUY]aeiBullets List !USUS.,  _eW8o%%dd8W XXLXXXW?NW?N    ***** P X T B.0  ProposedAmendmentstoBankruptcyRules4008,7052and9021,andProposedNew ( BankruptcyRule7058,#XLXXXL#XLXXXLSubmittedforFinalApprovalbytheStandingCommitteeand   SubmissiontotheJudicialConference. (#(#  T  T TheAdvisoryCommitteeonBankruptcyRulesrecommendsthattheStandingCommittee   approvetheproposedamendmentstoBankruptcyRules4008,7052and9021,andproposed  t newBankruptcyRule7058#XLXXXLK#XLXXXLԀforsubmissiontotheJudicialConference.Theseamendmentsand  ` additiontotheRulesaretobecomeeffectiveonDecember1,2009. L  Ѐ  8   (Uh03 "3"   T 32Uh  1  .3  0    PublicComment.3݌t$ (#(# Ќ   T  T ThepreliminarydraftofproposedamendmentstoBankruptcyRules4008,7052and9021,and L  proposednewBankruptcyRules1017.1and7058,werepublishedforcommentinAugust2007. 8  ApublichearingonthepreliminarydraftoftheamendmentsandadditionstotheBankruptcyRules $  wasscheduledforJanuary25,2008,#XLXXXL(#XLXXXLbuttherewerenorequeststoappearatthehearing.#XLXXXL2#XLXXXLԀ  #XLXXXL#XLXXXL T Wereceivedcommentsonmanyoftheproposedadditionsandamendments,andtheAdvisory  Committeereviewedthesecommentsand,withtheexceptionofproposedRule1017.1,approved  theamendmentstotheruleseitheraspublishedorwithslightchangesthataredescribedinthe p ChangesMadeAfterPublicationsection. \  T TheAdvisoryCommitteereceivedfivecommentsonproposednewRule1017.1,whichwould 4 haverevisedtheprocessforgrantinganextensionoftimetocompletethecreditcounseling p  requirementforindividualdebtors.Thecommentsassertedthattheruleisunnecessarybecausevery \  fewcaseshaveariseninwhichtherewasanyrequestforanextension,andeachofthosecaseswas H filedshortlyaftertheeffectivedateofthe2005amendmentstotheBankruptcyCode.The 4 commentatorsnotedthatindividualdebtorsandtheirattorneysseemtohaveadjustedtothenew   process,andthenearlyuniversalavailabilityofcreditcounselingbriefingserviceshasmadetheneed  ! forthetimeextensionsalmostnonexistent.Therefore,theCommitteeconcludedthatthereisno ! needfortherulestoadoptaprocessforthesematters,anditwithdrawsproposednewRule1017.1. " ! !";"  ;0 T 2Uh  2  .3  0T(#T(#  SynopsisofProposedGeneralAmendments:#XLXXXL #;0݌$l!(#(# Ќ  ! ! .(E800 T 0T(#T(#0 (#(#  (a) 0 (# (#Rule4008 isamendedtoinsertarequirementthattheOfficialFormofa &D # reaffirmationcoversheetbefiledwiththecourtalongwiththereaffirmation '4!$ agreement.Thecoversheetwillincludetheinformationnecessarytoassistthecourt p( "% indeterminingwhatactiontotakeregardingtheproposedreaffirmation.\) #& (# (#  T   (b)0 Rule7052 isamendedtoclarifythatentryofjudgmentinanadversaryproceeding 4+$( meanstheentryofajudgmentororderundertheBankruptcyRulesratherthanunder $,%) theFederalRulesofCivilProcedure.-&* (# (#  -'+ _  T   (c)0 Rule7058 isnew,anditmakesRule58ofthe FederalRulesofCivilProcedure  P  applicableinadversaryproceedings.@ (# (#  T   (d)0 Rule9021 isamendedinconnectionwiththeadditionofRule7058.Sincethatrule   governsinadversaryproceedings,Rule9021nolongerneedstomakeRule58ofthe   FederalRulesofCivilProcedureapplicableinthoseactions.Thisamendmentand   theadditionofRule7058resultsintheexplicitadoptionoftheseparatedocument   requirementforjudgmentsinadversaryproceedings,whiletheeffectivenessofan  | orderorjudgmentinotheractionswithinthecaseisdeterminedunderRule5003,  h whichdoesnotincludetheseparatedocumentrequirement.XLXXXLT  (# (#   eOa!jIOa0   3.TextofProposedAmendmentstoRules4008,7052,and9021,andNewRule7058(on h  nextpage).T (#(# `   #XLXXXL# \    -'+ Oa    ` `   NWW_ ` ` Rule4008.FilingofReaffirmationAgreement;Statement   inSupportofReaffirmationAgreement *!Q 1#  *          =LXXdd= \ (a)  FILINGOFREAFFIRMATIONAGREEMENT.   Areaffirmationagreementshallbefilednolaterthan60days  afterthefirstdatesetforthemeetingofcreditorsunder tt 341(a)oftheCode.Thereaffirmationagreementshallbe LL  accompaniedbyacoversheet,preparedasprescribedbythe $$  appropriateOfficialForm.Thecourtmay,atanytimeandin   itsdiscretion,enlargethetimetofileareaffirmation   agreement.  @)*****  ` =LXXdXXd=@22# COMMITTEENOTE  \\   Subdivision(a)oftheruleisamendedtorequirethattheentity 4 4 filingthereaffirmationagreementwiththecourtalsoincludeOfficial  !  Form27,theReaffirmationAgreementCoverSheet.Theform  "  includesinformationnecessaryforthecourttodeterminewhetherthe " proposedreaffirmationagreementispresumedtobeanundue # hardshipforthedebtorunder524(m)oftheCode. $ _  % ?NIOaNW  `  I  NI`  N  A_") xdE` A   XLXXXLChangesMadeAfterPublication:   ("  Nochangessincepublication. #XLXXXL!#    ` Rule7052.FindingsbytheCourtE 1#  **         =LXXXdXXd= \ Rule52F.R.Civ.P.appliesinadversaryproceedings. [[  Intheseproceedings,thereferenceinRule52F.R.Civ.P.to 33  theentryofjudgmentunderRule58F.R.Civ.P.shallbe    readasareferencetotheentryofajudgmentororderunder   Rule5003(a).  ` =LXXdXXXd=   W!jW ` `  !`  !`    _   :%  COMMITTEENOTE    l&  TheruleisamendedtoclarifythatthereferenceinRule52F.R.   Civ.P.toRule58F.R.Civ.P.anditsprovisionsisconstruedasa   referencetotheentryofajudgmentororderunderRule5003(a).  A_") xdE` A  Ѐ&XLXXXL#XLXXXLW(#E(XLXXXLChangesMadeAfterPublication: oo    Nochangessincepublication.#XLXXXL(# GG   `  Rule7058.EnteringJudgmentinAdversaryProceeding    =LXXXdXXd= \ Rule58F.R.Civ.P.appliesinadversaryproceedings.  Intheseproceedings,thereferenceinRule58F.R.Civ.P.to  thecivildocketshallbereadasareferencetothedocket  maintainedbytheclerkunderRule5003(a). WW ` =LXXdXXXd=H+  COMMITTEENOTE  " +  ThisrulemakesRule58F.R.Civ.P.applicableinadversary # proceedingsandisaddedinconnectionwiththeamendmentstoRule $ 9021. % ,,A_") xdE` 'A '  ` `  (# Їz-` ` ChangesMadeAfterPublication:     Nochangessincepublication.     ` Rule9021.EntryofJudgment   =LXXXdXXd= \ Exceptasotherwiseprovidedherein,Rule58 `` F.R.Civ.P.appliesincasesundertheCode.Everyjudgment 88  enteredinanadversaryproceedingorcontestedmattershall   besetforthonaseparatedocument. Ajudgmentororderis   effectivewhenentered asprovidedin underRule5003. The  referenceinRule58F.R.Civ.P.toRule79(a)F.R.Civ.P.  shallbereadasareferencetoRule5003oftheserules. pp  ALXXdXXXd.A`  =1  COMMITTEENOTE  4 4 1  Theruleisamendedinconnectionwiththeamendmentthat  "  addsRule7058.Theentryofjudgmentinadversaryproceedingsis " governedbyRule7058,andtheentryofajudgmentororderinall # otherproceedingsisgovernedbythisrule. $ 1m3A_") xdE` &A & ` ` 3   '! ?N  `    14` ` ChangesMadeAfterPublication:     Nochangessincepublication.